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    <loc>https://www.theidealportfolio.com/taxes</loc>
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    <lastmod>2022-04-27</lastmod>
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      <image:title>Taxes - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <loc>https://www.theidealportfolio.com/home</loc>
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    <priority>1.0</priority>
    <lastmod>2024-12-23</lastmod>
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  <url>
    <loc>https://www.theidealportfolio.com/market-volatiltiy</loc>
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    <lastmod>2022-03-14</lastmod>
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      <image:title>Market Volatiltiy</image:title>
      <image:caption>In this example, $100,000, grows by 12% for five straight years to a balance of $176,233. If there was just one negative year (-12%), how does that affect the balance? What interest rate would you have to earn to get back on track from the negative year ($123,632) to $176,000? When we ask this question , the response is often 24%. You actually need 42%.</image:caption>
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  <url>
    <loc>https://www.theidealportfolio.com/advisor-fees</loc>
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    <lastmod>2022-03-14</lastmod>
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