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      <image:title>RL - Open - Roth withdrawals &amp;amp; 0% capital gains - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>RL - Open - average vs. real rate of return - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <loc>https://www.theidealportfolio.com/rl-open/understanding-the-4-rule</loc>
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      <image:title>RL - Open - 2% in fees over time - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>RL - Open - Impact of Taxes - Make it stand out</image:title>
      <image:caption>That gap works out to roughly $8,100 per year, ~$81,000 over 10 years, and ~$162,000 over 20 years (before inflation). Same gross withdrawals. Very different outcomes.</image:caption>
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